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PRIVACY TOOLS

SWISS CONVENIENT ACCOUNT PROGRAMME


    One of the most important benefits you receive as a partner of Chancellors Business Group is the opportunity to establish a Convenient Account with one of the world's leading offshore banks.

The Convenient Account is already waiting for you. All you need to do is complete the simple application process to activate it. To establish an account, simply complete the introductory form. The bank will then send you the necessary forms to establish the account.

Your Personal, Private International Financial Centre

Your Convenient Account gives you unlimited access to the global market place. You can begin to build a diversified international investment portfolio in three of the safest havens in the world. Your Convenient Account banker can buy any investment for you, including stocks, bonds, mutual funds, and commodities on any market anywhere. They can buy and store precious metals for you. They can even act as your investment consultant if you so desire.

Depending on your account balance, you may qualify to receive a VISA or MasterCard, which you can use to instantly access your funds in total privacy at tens of thousands of ATM machines all over the world. Your ATM card will become your private, portable source of cash. You can also denominate your account in any major currency including US dollars, UK pounds, and the Swiss franc.

And you can transact business with your Convenient Account by telephone or fax just as easily and as swiftly as with your local bank.

In short, the Convenient Account eliminates obstacles that can make it difficult for you to benefit from the superior returns and lower risks of a well-balanced international investment portfolio. Never again will you have miss out on a timely investment opportunity!

Insurance Against an Uncertain Future

If you're not ready to activate your Convenient Account right away, don't worry. On a moment's notice, you can activate the account by wiring funds and making a single telephone call to Chancellors representative at the bank.

You've worked hard all your life to accumulate the wealth you have today. Isn't it about time your wealth works hard for you?

How to Begin Enjoying the Benefits of Your Convenient Account

Complete the appropriate form for the account you wish to open and submit it via our easy to user interface. You will be sent complete account-opening details, after which you can activate the account in three simple steps:

1.    Determine the size of your deposit and which services you wish to obtain.
2.    Complete the enclosed forms and enclose a photocopy of the photo page of your passport.
3.    Enclose your check or wire transfer instructions.

Your Convenient Account will be immediately activated. If you wish, a bank representative will arrange to contact you by phone, fax, letter, or e-mail to discuss the structure of your account. If you prefer to merely complete the paperwork now and have the resulting "dry" account available to you at a moment's notice, complete the paperwork and submit it without payment. Your Convenient Account will be waiting for you when you need it. And in the meantime, you won't be required to report its existence to any governmental authority.

Convenient Basic Account: US$10,000 minimum. Allows savings account in any freely traded currency, purchases of stocks, bonds, precious metals (Est. round trip fee for stocks 1%, bonds 0.8%, precious metals 1%).

Convenient Account PLUS: US$ 75,000 minimum. Includes all Basic services plus choice of Visa or MasterCard (Est. card cost per year $450. Includes $360 bank guarantee fee for non-residents only).

Convenient Portfolio Account: US$100,000 minimum. Includes all the Basic and PLUS services as well as investment advisory services and optional portfolio management. Collect telephoning to bank.

Convenient Private Banking Account : US$500,000 minimum. You will be assigned your personal account representative who will oversee your account and every aspect of your banking relationship. Your account representative will help you with introductions to Swiss lawyers, accountants, and other professionals, and arrange for airport pickup when you visit Zurich. They will assist with hotel and travel arrangements within Switzerland and provide other advice and services as needed.

SWISS ASSET PROTECTION FOR GLOBAL INVESTORS

Financial success may make any investor a potential magnet for litigation. Wealth has never been as vulnerable as it is today. Indeed, loss of assets through lawsuits and legal awards as well as government action is spreading all over the world. To deal with these unprecedented threats to your wealth, Adventurem Financiae Ltd, has arranged two unique asset protection programmes for our membership, both utilizing the Swiss insurance industry and both specifically designed to combine Swiss safety, privacy and rock-solid asset protection. Both are shielded from potential creditors under the guarantee of strict privacy and protection by Swiss insurance laws. Put the world-renowned stability and security of Switzerland, and its insurance companies, to work for you!

The Swiss Fixed Annuity
The Swiss Fixed Annuity is a contract with a stable Swiss insurance company that guarantees your principal and all interest payments. It has a flexible duration, and may be liquidated at any time. It is one of the very few interest-bearing investments in Switzerland not subject to Swiss withholding tax. Principal and interest are guaranteed by first class companies, non-guaranteed profit sharing dividends increase your total return. The total return is comparable to that of government bonds. However, the Swiss Fixed Annuity is even more safe than government bonds, since you don't have any market risk. At all times, you know your investment is safe and available.
The Swiss Variable Annuity
The Swiss Variable Annuity is also a contract with a Swiss insurance company. But as with any variable annuity, the return on your investment varies depending on the underlying investments you select. The Swiss Variable Annuity offers various sub-accounts managed by the Swiss insurance company through which the annuity contract is written or by specifically selected asset managers. Of special interest could be the " Adventurem Secure Portfolio" which gives you access to first class hedge fund portfolios with an exceptional track record. For U.S. investors, an important advantage of the Swiss Variable Annuity is that growth within the contract is tax-deferred. This is not the case with the Swiss Fixed Annuity.

Benefits Of The Swiss Fixed and Variable Annuity
 
Both the Swiss Fixed Annuity and the Swiss Variable Annuity provide the following benefits:

      Safe country: Switzerland is known as a stable and safe country, its neutrality and political system guarantee utmost safety. Switzerland has a long tradition in the world of finance and more than 35% of all worldwide private-placed assets have been invested in or through Switzerland.

   Safe companies: The Swiss Federal Bureau for Private Insurance strictly regulates the insurance industry. The result is that in the more than 150-year history of Swiss insurance, not one company has ever had to close its doors or failed to meet its obligations. This untainted record results from not only close regulation, but a tradition of discretion, discipline, prudence, and conservatism - qualities that gives the Swiss insurance industry its unmatched reputation as the safest and most respected in the world.
 
    Swiss Privacy: Swiss law forbids insurance companies, brokers, or anyone else from disclosing information about your account to anyone other than you, except by the order of a Swiss court. This includes all governmental authorities. The penalties are severe and include fines and prison sentences for violators.
 
    Swiss Asset Protection: Swiss law protects a properly structured Swiss insurance investment from bankruptcy proceedings and all future creditors. Swiss laws are designed to keep insurance proceeds safe and sound for you and your loved ones, and completely out of the reach of anyone else.


Separate estate planning: These solutions allow you to make distributions separate from your ordinary estate and to designate as beneficiary whoever you may wish. Upon your death the insurance company will transfer the funds to the beneficiaries within a few days after receipt of the death certificate. No power of attorney, no last will and no certificate of inheritance are required.

 Currency Diversification: You can own your Swiss Fixed Annuity in U.S. dollars or you can choose the Swiss franc or the Euro. And if you change your mind, you can change your certificate from one currency to another.

·    No Swiss taxes: Earnings within your Swiss Fixed Annuity or Swiss Variable Annuity accumulate completely free of Swiss taxes. There are no withholding, inheritance, stamp or wealth taxes.

·    U.S. Taxes Deferred: The Swiss Variable Annuity grows tax-free until redemption. Protect those assets you absolutely cannot afford to lose. Find out if a Swiss Fixed Annuity or the Swiss Variable Annuity is right for you! Please ask for more detail...




Prof. Jimmy Metahysa
Adventurem Financiae Ltd
57/8 Flynn Street, Birkenhead
 Auckland 1310, New Zealand
Tel: +64 9 482 0363
eFax: +1-313-453-6148


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